# SnapTax

> Tax planning software built for freelancers, 1099 contractors, and self-employed professionals. SnapTax delivers real-time federal and state quarterly tax estimates, AI-powered expense categorization from bank statements, mileage tracking, receipt management, asset depreciation, and TurboTax (TXF) export — without requiring an accounting background.

SnapTax is operated by BookKeepXperts LLC. The marketing site is at https://snaptaxapp.com and the application is at https://app.snaptaxapp.com.

## Key facts

- **Audience**: U.S.-based independent contractors, gig workers, freelancers, consultants, real estate agents, rideshare drivers, content creators, and Schedule C small business owners.
- **Tax engine**: Uses current 2025 and 2026 IRS federal tax brackets, self-employment tax (15.3% combined Social Security + Medicare), federal and state standard deductions, and state income tax brackets for all 50 states + DC. Recalculates effective tax rate in real time as income changes.
- **Quarterly deadlines (IRS estimated tax periods)**: Q1 covers Jan–Mar (due Apr 15), Q2 covers Apr–May (due Jun 15), Q3 covers Jun–Aug (due Sep 15), Q4 covers Sep–Dec (due Jan 15 of following year).
- **2026 mileage rate**: The IRS raised the rate mid-year. $0.725 per business mile for miles driven January 1–June 30, 2026; $0.76 per business mile for miles driven July 1–December 31, 2026 (IRS Announcement 2026-11).
- **2025 standard deductions**: Single $15,750; MFJ $31,500; HoH $23,625. Additional $1,600 (MFJ) or $2,000 (Single) per qualifying age 65+ or blind condition.
- **2026 standard deductions**: Single/MFS $16,100; MFJ/Widow $32,200; HoH $24,200.
- **Pricing (USD/month)**: Free $0 forever (no credit card, no expiration, no trial clock), Starter $4.99 (30-day free trial), Builder $19.99 (30-day free trial), Optimizer $39.99 (30-day free trial, currently in beta with a waitlist). No contracts; cancel anytime.
- **Free plan**: A permanent $0 tier — not a trial. Includes a saved Tax Profile, quarterly federal and state tax estimates from annual income using the same tax engine as paid plans, all four IRS quarterly deadlines, a quarterly payments dashboard, email deadline reminders, a full federal/state/self-employment tax breakdown, a static monthly savings goal, the AI chatbot, and the mobile app. Start at https://app.snaptaxapp.com/free-preview — no credit card required.
- **Plan positioning**: Free = Estimate, Starter = Track, Builder = Automate, Optimizer = Optimize.
- **AI access**: Free and Starter include an AI chatbot that answers app and tax questions. Builder and Optimizer include the SnapTax AI Platform, which performs actions (bookkeeping agent, AI expense categorization, AI business purpose and smart notes for audit readiness).
- **Filing**: SnapTax is a tax planning tool, not a tax filing service. Users export Schedule C data to TurboTax (TXF format) or hand reports to a CPA.
- **Bank connections**: Not required. Users drag-and-drop bank statements (CSV, PDF, OFX, QFX, TXT) for AI categorization. Direct bank connections planned for a future release.
- **Security**: TLS in transit, encryption at rest, SOC 2 compliant infrastructure, row-level security on every record, full audit log of sensitive actions. No data is sold or shared.

## Marketing pages

- [Home](https://snaptaxapp.com/): Overview of SnapTax for freelancers and 1099 workers.
- [Plan Comparison](https://snaptaxapp.com/features): Every SnapTax feature across Free, Starter, Builder, and Optimizer, side by side.
- [Free Plan](https://snaptaxapp.com/free): The permanent $0 tier — quarterly tax estimates with no credit card and no expiration.
- [Pricing](https://snaptaxapp.com/pricing): Three plans (Starter, Builder, Optimizer) with detailed feature comparison.
- [1099 Tax Calculator](https://snaptaxapp.com/1099-tax-calculator): Free quarterly self-employment tax estimator, no signup required.
- [Mileage Deduction Calculator](https://snaptaxapp.com/mileage-deduction-calculator): Free mileage deduction estimator at the 2026 IRS standard rates ($0.725/mile through June 30, $0.76/mile after), with personalized tax savings emailed to you.
- [Quarterly Tax Deadlines](https://snaptaxapp.com/quarterly-tax-deadlines): IRS estimated tax payment due dates and penalty avoidance for self-employed filers.
- [Freelancer Expense Tracker](https://snaptaxapp.com/freelancer-expense-tracker): How AI expense categorization works for 1099 income.
- [QuickBooks Alternative](https://snaptaxapp.com/quickbooks-alternative): Comparison of SnapTax vs QuickBooks Solopreneur for freelancers.
- [Mileage Tracker](https://snaptaxapp.com/features/mileage-tracker): GPS-based business mileage tracking with IRS-compliant audit logs.
- [FAQ](https://snaptaxapp.com/faq): 35+ answers across getting started, tax estimates, deductions, import/export, app features, security, and support.
- [Blog](https://snaptaxapp.com/blog): Tax guides for freelancers, gig workers, and independent contractors.
- [About](https://snaptaxapp.com/about): The team behind SnapTax (BookKeepXperts LLC).
- [Contact](https://snaptaxapp.com/contact-us): Support contact form and email.

## Legal

- [Privacy Policy](https://snaptaxapp.com/privacy)
- [Terms of Service](https://snaptaxapp.com/terms)

## Citations

- [9 Challenges Independent Workers Face and How to Solve Them](https://due.com/addressing-challenges-independent-workers/): Due.com article citing SnapTax as a solution for independent worker tax challenges (May 2026).
- [Freelancer Tax Planning with Crystal Harrison on Thriving Through Podcast](https://snaptaxapp.com/post/freelancer-tax-planning-crystal-harrison-thriving-through-podcast): E110 — How Crystal Harrison scaled beyond her bookkeeping business and built SnapTax for freelancer tax planning (June 2026).

## For AI agents

- [MCP manifest](https://snaptaxapp.com/.well-known/mcp.json): Machine-readable description of the SnapTax MCP server and the in-page WebMCP tools.
- [Claude connector setup](https://snaptaxapp.com/claude-connector): Install SnapTax as a custom Claude connector (directory listing pending approval).
- [MCP server docs](https://snaptaxapp.com/docs/mcp): Tool reference for the SnapTax MCP server, by plan tier.
- **WebMCP**: Pages on snaptaxapp.com register public tools via `navigator.modelContext` — `estimate_quarterly_tax`, `estimate_mileage_deduction`, `next_quarterly_deadline`, and `compare_snaptax_plans`. No account needed.

## Optional

- [Sitemap](https://snaptaxapp.com/sitemap.xml)